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Before you apply/decide to take home loan the are some Important things which should be understood first.
Commonly we but home/flat.
Plot or construction/renovation we take home loan.
Hone loan is taken for construction of home or rebuilding of home.
Your home loan depends on the capacity of A person. It just depends on the capacity of A person. It just depends on the income, expenditure of all your home expenditure and order few things.
IMPORTANT BLOW LINK
Check Payment Status
Bank check outs these things first and then As your income is more the refill ment of your loan will be Montly
Normally home loan provident companies or banks first seema that can A person pay the 50% of the income montly. It depends on the percentage of home loan taken.